Sued by The Kaplan Group in Springfield

If you have been sued by the Kaplan Group in Springfield over a debt, it is important to understand your rights. You are entitled to live free from abuse or harassment, and the collection agency is prevented from any attempt to collect against you if you are under the protection of a bankruptcy stay.

Unfair treatment of debtors during the collection process can result in steep monetary fines. With the help of a dedicated debtor defense attorney, you could recover as much as $1,000 per violation. Call today to learn more.

Who is the Kaplan Group?

The Kaplan Group is a commercial collection agency based out of California, but they have a presence in Springfield and throughout the state. The company is not only a traditional collection agency that seeks to recover unpaid debts through methods like phone calls and letters, but it also has in-house attorneys capable of filing lawsuits.

If a person owes a debt that remains unpaid, the attorneys of the Kaplan Group could sue in a Springfield court. Although the law allows for this type of legal action, it is carefully regulated in order to protect the public from abusive practices.

Collection Agencies Have to Follow Strict Guidelines

Collection agencies must comply with the federal Fair Debt Collection Practices Act (FDCPA). Violating this law in any of its many forms can result in significant penalties for the collector.

The FDCPA specifically prohibits the use of harassing or abusive language. Debt collectors often resort to aggressive or threatening conduct to pressure individuals into paying a debt, which constitutes a violation of federal law.

It is also a violation of the FDCPA to misrepresent the facts or make false statements. These statements could involve anything from lying about legal deadlines or the existence of court orders to misrepresenting the amount of money actually owed.

There is a process of validating debts when they are sold to third parties. The purpose of this is to establish to a consumer that they actually own the consumer’s debt before they pay anything. The failure to complete this validation is a violation of the FDCPA. If you have been sued in Springfield by the Kaplan Group and believe your rights were violated, now is the time to speak to an attorney.

Holding Collectors Accountable

Federal law allows statutory damages of up to $1,000 for each FDCPA violation. While this sets a maximum per violation, there is no minimum, and successful claims may result in significantly lower awards. In some cases, it is also possible to recover attorneys’ fees and legal costs.

Talk to an Attorney If You Have Been Sued in Springfield By the Kaplan Group

If you have been sued by the Kaplan Group in Springfield, it is crucial for you to understand your rights. You might be entitled to as much as $1,000 for each violation of the FDCPA. With the help of an attorney, you could recover this award and ensure your rights are respected moving forward. Contact us today to discuss your rights under the FDCPA.